Electricity rates in Texas are set by ZIP code, not statewide. Enter yours below and we pull every plan available at that address, priced at your actual usage — so you can see what you would really pay, not the teaser number on the ad.
Enter your current rate and usage. We'll project your annual cost and compare it against typical competitive Texas rates.
In the deregulated parts of Texas, the plans available at your address are determined by which utility delivers power to your ZIP code. Enter your ZIP above and you will see the live plans you can actually sign up for, ranked by what they cost at your usage level. There is no signup, and the prices shown are the ones on the Electricity Facts Label, not an introductory rate that expires.
Your bill has two halves. The energy charge is what your retail provider sells you power for, and it is the number advertised. The delivery charge goes to the utility that owns the poles and wires in your area — Oncor across most of Dallas–Fort Worth, CenterPoint in Houston, AEP Texas along the coast and in the south, TNMP in scattered pockets. You do not choose that company and you cannot shop for it.
Delivery charges differ between those utilities, and they are passed through to you. That is why the same plan from the same provider costs a different amount in Houston than it does in Plano, and why a rate quoted without a ZIP code attached is not a real quote. It is also why two neighbours in different ZIPs can be offered different prices for identical service.
Our TDU charge comparison breaks down what each utility adds to the bill.
Roughly 85% of Texans can choose their electricity provider. The rest cannot, and it is worth knowing which group you are in before you spend time comparing.
If you live in Austin, you are served by Austin Energy. In San Antonio, it is CPS Energy. Brownsville has Brownsville PUB. These are municipally owned utilities, and there is no plan to switch to — you pay the rate your city sets. Several electric cooperatives in rural Texas work the same way.
If your ZIP falls in one of those areas, the comparison tool will tell you so rather than showing you plans you cannot buy. Nothing on this page costs anything either way.
A low advertised rate and a low bill are not the same thing, and the gap between them is where most Texans lose money.
The rate is quoted at one usage level. Most providers advertise their price at 1,000 kWh a month. If you use 600 or 2,200, your actual per-kWh cost can be meaningfully different — sometimes several cents higher. That is why the tool above asks for your usage instead of assuming it.
Bill credits distort the headline number. A plan that hands you a credit at exactly 1,000 kWh can look excellent in a comparison table and cost more than a plain fixed rate in every month you miss the threshold. We walk through the arithmetic in the bill credit trap.
The term length is a commitment. Leaving early usually costs between $150 and $295. Check the early termination fee before you sign, not after. If you want the shape of a plan that does not move, start with fixed rate plans in Texas.
Every one of these is printed on the Electricity Facts Label, which providers are required to give you. How to read a Texas EFL covers the four lines that matter.
Because plan availability and delivery charges are both set by service territory, not by state. A rate quoted without a ZIP code is an average, and the average is rarely what you would pay.
Yes. The prices come from live provider data and reflect the Electricity Facts Label rate at the usage level you enter, including the delivery charges for your utility.
You can compare at any time. Whether switching makes sense depends on your early termination fee against the monthly saving — if there are only a few months left, waiting is often cheaper. Most Texas contracts also allow you to switch penalty-free in the final 14 days.
No. There is no signup, no fee, and nothing here runs a credit check. A provider may check credit when you actually enrol with them, which is between you and them.
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One quick conversation. We'll review what you're paying, find you a better rate, and handle the switch if it makes sense. No obligation, no pressure.